Suvarna Sanchay by Shubham Jewellers

How Suvarna Sanchay Works

The Smartest Way to Own 22K Hallmarked Gold Jewellery

1. Choose your monthly gold plan

Decide how much gold you want to save every month – for example 1g, 2g, 5g or 10g.

2. Pay as per the day’s gold rate

On your instalment day, you pay according to that day’s gold rate. The equivalent gold (in grams) is booked in your Suvarna Sanchay account. Payment can be done via UPI, online transfer or cash at the store.

3. Continue for 10 months

Every month when you pay, gold is added to your balance. Your accumulated gold stays safely with Shubham Jewellers.

4. Redeem in the 11^th month

After completing the instalments, you can redeem your total gold balance in the 11^th month and purchase your favourite 22K HUID hallmarked jewellery. At that time, you pay only 7.99% making charges on jewellery value and applicable GST.

Key Benefits

Save in small monthly amounts instead of one large lump sum.
Gold is booked at the live rate on the day you pay.
Guaranteed jewellery purchase at the end of the plan (11^th month).
Attractive making charges – only 7.99% on jewellery value.
Simple, transparent and backed by Shubham Jewellers.

Account & Data Deletion Request

Users can request deletion of their Suvarna Sanchay account and associated personal data at any time.

Data that will be deleted:

User profile details (name, phone number, email)
Login and authentication data
App usage and preference data

Data that may be retained:

Transaction and payment records (as required by applicable laws)

To request account deletion, please email us with the subject line “Account Deletion Request” and include your registered mobile number.

📧 Email: support@jewelyaari.com
Requests are processed within 7–14 working days.